Where's My Wearwithal?

“Wherewithal is a great word. It can mean anything. Courage, weakness, concentration, distractiveness, hunger, length of limbs, golf clubs.”

“I lack the wherewithal to golf for all these reasons.”

“Wherewithal could be another name for a hat, too. A Wearwithal.”

“Sorry. I can't do it. I don't have the Wearwithal.”